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First County Bank Offers Homebuyers Workshop In Norwalk

STAMFORD, Conn. – Stamford-based First County Bank is offering a free homebuyers workshop  on Tuesday, Sept. 9, in Norwalk.

Dave Zamary, right, senior vice president, residential originations at Stamford-based First County Bank, talks at a previous homebuyers workshop.

Dave Zamary, right, senior vice president, residential originations at Stamford-based First County Bank, talks at a previous homebuyers workshop.

Photo Credit: Contributed

The workshop will be from 6-8 p.m. at the First County Bank branch at 469 Westport Ave. in Norwalk. This is the third homebuyers workshop in the 2014 series. Those interested in learning more about purchasing a home are invited to attend the workshop and can register online.

First County Bank’s homebuyers workshop will have experts available to answer questions and provide guidance. Guest speakers and their topics featured at this workshop include: David Zamary, senior vice president, residential mortgage originations, at First County Bank, “How your bank can help you on the road to home buying”; Valerie M. Saiz, director of lending at Housing Development Fund Inc., “Q & A for the first-time homebuyer”; Alan Glucksman, from Appraisal Services, LLC, “Learn about the appraisal process and what it means to you and your lender”; and Richard J. Margenot, attorney-at-law, “What you should know about a real estate contract and the role of your attorney.”  

Mortgage experts will provide homebuyers with: tips on applying for a mortgage; financial guidelines to calculate an affordable loan amount and to help determine a budget; borrowing guidelines; what documents and supporting information are required to complete a mortgage application; and how to negotiate for their dream home. Topics covered will include what to consider when buying a home such as credit score, current debt and job security.

In addition, loan experts will explain various loan types: fixed, adjustable, first-time homebuyers, construction to permanent, co-op, investment property, refinancing, home equity or custom term. First County Bank’s Mortgage Application Checklist and Information Kit will be distributed as a resource to all attendees and details the steps involved to purchase and finance a home. 

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